David Myers
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Tax credits for 'green' lawn equipment may be on the wayNov 07, 2021 1:55 pm - The government already provides handsome tax credits for homeowners who make energy-saving improvements. Now it's pondering the idea of giving credits to those who buy "...
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Many readers are interested in buying a foreclosed homeNov 07, 2021 11:11 am - It's usually best to purchase a foreclosed property directly from a bank rather than on the courthouse steps. Q. Our local newspaper says that there a lot of foreclo...
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Homeowners have rights when dealing with tax-debt collectorsNov 07, 2021 10:15 am - The Internal Revenue Service collected its own bills until 2005, but then it contracted with two companies to do much of the work. Most homeowners and recent sellers who...
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Government's housing-rescue plan boils down to two main programsNov 07, 2021 9:06 am - The government's recently approved plan to help struggling homeowners is full of technicalities, but it basically entails only two basic programs: one that provides refi...
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Arbitration clause can help buyers and sellers alikeNov 07, 2021 7:56 am - Most preprinted offer forms today include an arbitration clause that can speed the resolution of any disputes that may arise in a real estate deal and save both parties ...
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Job loss doesn't automatically relieve renter of one-year leaseNov 07, 2021 7:04 am - Rising unemployment has made it impossible for many tenants to fulfill their lease obligations, but local rental laws dictate how the landlord must proceed when the rent...
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A co-signer still liable for payments, even if name isn't on titleNov 07, 2021 12:34 am - It's easy for co-signers to get off a home's title, but it doesn't affect their mortgage obligations. Q. I cosigned my son's loan application two years ago, and my n...
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'Deed in lieu' can soften blow of foreclosureNov 07, 2021 12:43 am - Financially troubled owners who are about to lose their home to foreclosure usually can soften the blow to their credit report by voluntarily giving the deed back to the...
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Owners should quickly clear paid-off loan from titleNov 06, 2021 11:44 pm - It's the owner's job to ensure that his or her mortgage is removed from the title to their home when the final payment has been made. Q. We never thought the day wou...
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Unmarried couple needn't worry about taxes on home-sale profitNov 06, 2021 10:43 pm - There's no reason for an unmarried couple to worry about paying federal taxes on the sale of a jointly owned home, as long as neither of their resale profit exceeds $250...