David Myers
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Sellers should be tasteful when decorating for the holidaysNov 06, 2021 2:29 am - It's fine for sellers to decorate their homes for the holidays, but those who overdo it risk hurting their marketing efforts. Q. Christmas is my family's favorite time o...
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Making 'short sale' may not help homeowners facing foreclosureNov 06, 2021 1:17 am - A short-sale can help some troubled owners to bail out of their homes, but sometimes accepting a foreclosure sale is better. Q. I am in foreclosure, and there is no way ...
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Maiden name on title usually not a problem when selling a houseNov 06, 2021 12:21 am - Many people change names after buying a house, but it usually is not a problem when they later decide to sell. Q. I bought my first home in 2001 as a single woman and to...
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Smart buyers should purchase title insuranceNov 05, 2021 11:24 pm - Savvy buyers should always purchase two types of title insurance - one that protects the bank, and a second that protects themselves. Q. We are buying our first home. Ou...
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Associations can use liens to collect duesNov 05, 2021 10:18 pm - Filing for bankruptcy may help credit-card debt disappear, but it won't necessarily allow the millions of those who live under the auspices of a local homeowners associa...
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When facing foreclosure, 'deed-in-lieu' may be best optionNov 05, 2021 9:23 pm - Home foreclosures nationwide have more than doubled during the past year. Sometimes, signing a deed-in-lieu is a homeowner's best option to protect a credit score and ob...
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Housing scams rise in lock-step with foreclosuresNov 05, 2021 5:19 pm - It's sad, but the number of foreclosure scams is rising as desperate owners try to hang on to their homes. Q. We are facing foreclosure, and have been notified by the le...
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Banks can't base loan approval on a borrower's ageNov 05, 2021 4:29 pm - It's legal for lenders to ask how old a loan applicant is, but they generally can't use the information when deciding whether the mortgage is approved or rejected. Q. My...
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FHA borrowers now pay higher fee on mortgageNov 05, 2021 2:31 pm - The Federal Housing Administration is boosting the cost of its most popular loan-insurance program. The increase will cost many home buyers hundreds or even thousands of...
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Negotiation is the best way to solve a payment dispute with contractorNov 05, 2021 1:12 pm - When a remodeling job turns sour, it's sometimes best to work out a new arrangement with the contractor rather than making a beeline for court. Q. We are in a disput...