David Myers
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FHA programs offsetting '5% down' requirementsNov 03, 2021 9:10 am - The Federal Housing Administration has revamped several of its loan programs, making it easier for buyers to purchase a home and current owners to refinance their mortga...
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Fraud suit still possible just not winnableNov 02, 2021 7:43 pm - Home buyers can sue for any reason, but they don't stand much chance of winning the lawsuit if they OK'd the deal after approving the seller's disclosure statement. Q. M...
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Landlord has recourse against day careNov 02, 2021 6:43 pm - Some landlords can't stop their tenants from opening a child-care business on their property, but there are steps they can take to limit their liability if something eve...
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Which papers to keep, when to tossNov 02, 2021 4:48 pm - Many homeowners keep lots of billing statements and receipts, leading to overwhelming clutter. Some of the paperwork can be thrown out now, but others should be kept for...
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As-built permit should protect homeownerNov 02, 2021 2:46 pm - Many homeowners remodel without getting the required permits, but then regret it when it's time to sell. Obtaining an "as-built" permit can ease their woes. Q. We hired ...
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Longer-term loans cost more in interestNov 02, 2021 1:20 pm - Buying a house with a 40-year mortgage is usually a bad idea, but such loans can be a viable option for current owners who are behind on their bills and are facing forec...
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You can estimate cost of building beforehandNov 02, 2021 12:10 pm - Estimating the cost of building a new home is difficult, but you can get a decent ballpark figure if you have a good idea about the floor plan and materials you want bef...
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Mortgage Forgiveness in 'plain English'Nov 02, 2021 11:01 am - New rules signed into law by President Bush a few weeks ago could help millions of homeowners -- and not just those facing foreclosure -- save thousands of dollars in ta...
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Panama offers perks to U.S. retireesNov 02, 2021 8:55 am - A growing number of Americans -- especially older people who are selling their home for a handsome profit -- are moving to Panama to take advantage of its low home price...
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Tough real estate year ahead, but it's getting betterNov 02, 2021 12:46 am - It will take some time, but sales and prices should start rising again next year. Q. Home sales in my neighborhood are really slow, and prices are down a little bit from...