David Myers
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A few mortgage tips to gain 'independence' from a lenderJul 19, 2016 6:18 am - Biweekly and 15-year loans can save lots of cash, but so can voluntarily adding a mere $50 or so to each monthly payment. Q. Early this year, I took out a mortgage for $...
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Even trespassing burglars have rightsJul 01, 2016 4:00 am - It rarely happens, but a crook can indeed sue a homeowner if that thief gets hurt while looting a house. Q. Is it true that a burglar who breaks into a home can sue the ...
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How to clean home's guttters the safe, easy wayJun 27, 2016 7:38 am - With the weather getting better in most parts of the country, it's a good time to clean out all the leaves and debris that may have accumulated in your home's gutters an...
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Alternative scoring system gains ground on FICOJun 18, 2016 7:29 am - A growing number of lenders are considering a prospective borrower's "VantageScore" when reviewing an application for a mortgage, auto loan or new credit card. Q. We rec...
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Tax rules on refinanced loan can be trickyJun 10, 2016 3:00 am - The tax rules for deducting upfront points on a refinance loan aren't as generous as they are for monthly mortgage-interest payments. Q. We purchased our home three year...
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Medicare won't pay for grab bars, but will pay for injuriesJun 03, 2016 1:00 am - It seems absurd, but Medicare won't reimburse the cost of making an older person's home safe from a fall, but will pay lots of money to help that person recover from an ...
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Financial risks can remain long after divorcing homeowners split upMay 27, 2016 3:00 am - Q. I am getting a divorce. I am planning to move out and sign a quitclaim deed that gives my half-interest in the home to her, as she wants to stay in the house and begi...
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Bizarre real estate laws affect homeowners, renters in every stateMay 20, 2016 10:42 am - Q. We want to replace the old, 3-foot-tall wood fence that separates our property from our neighbor's with an 8-foot-tall cement wall that would provide more privacy. Bu...
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If you plan to start loan-shopping soon, get your paperwork together nowMay 13, 2016 1:43 pm - Q. I am getting ready to apply for a mortgage. What kinds of documents will the lender need to process my application? A. Documentation requirements vary, depending on t...
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How to deal with noisy neighborsMay 06, 2016 4:00 am - Suing neighbors who make an inordinate amount of noise should be the last resort to "quiet" the problem. Q. Our new neighbors are the noisiest people we have ever met. I...